Payment Methods

 

What to consider

1. Which payment methods you accept
   Decide which of the following you want to support:

   • Credit/Debit cards (Visa, MasterCard, Amex, etc.)

   • Net banking

   • Cash on Delivery (if feasible logistics)

   • Buy Now, Pay Later options

2. Security & trust

   • Mention secure processing, encryption, fraud protection.

   • Logos of payment partners / badges (e.g. Verified by Visa, Mastercard SecureCode, SSL).

3. Fees & charges

   • Whether there’s an extra fee for certain payment methods.

   • Any minimum/maximum limits.

4. Currency & conversion details

   • If you display prices in EUR (as the site currently does), whether card payments may have foreign transaction fees.

   • If you accept other currencies.

5. Returns, refunds & timelines

   • How refunds are processed depending on payment method.

   • Expected time for refund to reach the customer.

6. Installments / BNPL terms (if you offer them)

   • Interest or no interest.

   • Acceptable credit cards / vendors.

   • Down-payment or no down-payment.

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Suggested revised Payment Methods section (Text + layout)

Below is a sample text you can use / adapt. You can place this on your footer, checkout page, or a dedicated payment methods page.

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Payment Methods

We offer multiple secure and convenient payment options:

Payment Method	Details
Credit / Debit Card	Visa, Mastercard, American Express, Discover. All card payments are processed through a PCI-compliant gateway with secure encryption.
Net Banking	Major banks supported via both domestic and international bank transfers.
Digital Wallets	Pay via wallets
Cash On Delivery (COD)	Available in selected locations. Extra COD charge (if any) will be shown at checkout.
EMI / Instalment Plans	Available on select credit cards / partner banks. Choose instant or merchant-financed EMI as per availability.
Buy Now, Pay Later	No-interest BNPL options from trusted providers (if you have tie-ups).

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Secure & Transparent

• All prices shown include VAT.

• Your payment details are protected by advanced SSL encryption and fraud screening.

• No hidden charges. Any transaction fees (for certain cards / payment modes) are clearly displayed before you place the order.

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Refunds & Returns

• For cancellations, refunds will be issued via the same payment method.

• Please allow 3-10 working days (depending on the bank / payment provider) for the refund to reflect in your account.

• If you paid via COD, we’ll issue refund via bank transfer or other approved method.